When you grow we grow™

As families and businesses grow, so do financial needs. The First National Bank is dedicated to helping families and businesses in our community grow by providing the financial tools they need. That’s what being a community bank is all about.

We "Thank you," our customers, for the trust and confidence you have placed in us, and if you’re just visiting our Online Bank, we invite you to bank with us and experience what it's like . . .

to be at home . . . when you bank with the First National Bank, Liberal/Hugoton.

What's New? NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposits that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.                          The First National Bank                                        Liberal & Hugoton                  Member FDIC (Final Rules issued by the FDIC to implement the Dodd-Frank Act)