Rate Chart - All Rates

CD Rates
Schedule of Fees

THE FIRST NATIONAL BANK OF LIBERAL
MAIN OFFICE
324 N.KANSAS
P.O. BOX 1217
LIBERAL, KS 67905-1217

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
Rates are subject to change anytime without notice.

Minimum Opening
Deposit
Minimum Balance to Obtain
Annual Percentage Yield
Interest
Rate
Annual Percentage
Yield
FIRST NOW ACCOUNTb,d $1,000.00 $1,000.00c 0.25% 0.25%
FIRST INSURED MONEY MKT CKGb $2,500.00 $2,500.00c

    Daily Balance of:
                $2,500.00-9,999.99

1.05% 1.05%
                $10,000.00-49,999.99

1.10% 1.10%
                $50,000.00-99,999.99

1.15% 1.15%
                $100,000.00 and up

1.20% 1.20%
REGULAR SAVINGSb $100.00 $100.00c 0.70% 0.70%
CHILDRENS SAVINGSb
$0.01c 0.70% 0.70%
CHRISTMAS CLUBb
$0.01c 0.70% 0.70%
PRESTIGE PLUSb $2,500.00 $2,500.00c

    Daily Balance of:
                up to $2,499.99

0.90% 0.90%
                $2,500.00 and up

1.15% 1.15% 180 DAY EDUCATIONAL FDIA $100.00 $100.00c

    Daily Balance of:
                $100.00-9,999.99

2.50% 2.52%
                $10,000.00-49,999.99

2.50% 2.52%
                $50,000.00-99,999.99

2.50% 2.52%
                $100,000.00 and up

2.50% 2.52%
31 DAY FIXED CDa $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

0.70% 0.70%
                $10,000.00-49,999.99

0.75% 0.75%
                $50,000.00-99,999.99

0.80% 0.80%
                $100,000.00 and up

0.85% 0.85%
90 DAY FIXED CDa/FDIA $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

1.70% 1.71%
                $10,000.00-49,999.99

1.75% 1.76%
                $50,000.00-99,999.99

1.80% 1.81%
                $100,000.00 and up

1.85% 1.87%
180 DAY FIXED CD/FDIAa $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

1.95% 1.97%
                $10,000.00-49,999.99

2.00% 2.02%
                $50,000.00-99,999.99

2.05% 2.07%
                $100,000.00 and up

2.10% 2.12%
9 MONTH CD/FDIAa $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

2.00% 2.02%
                $10,000.00-49,999.99

2.05% 2.07%
                $50,000.00-99,999.99

2.10% 2.12%
                $100,000.00 and up

2.15% 2.17%
12 MONTH CD/FDIAa $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

2.20% 2.22%
                $10,000.00-49,999.99

2.25% 2.27%
                $50,000.00-99,999.99

2.30% 2.32%
                $100,000.00 and up

2.35% 2.38%
15 MONTH CD/FDIAa $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

2.30% 2.32%
                $10,000.00-49,999.99

2.35% 2.38%
                $50,000.00-99,999.99

2.40% 2.43%
                $100,000.00 and up

2.45% 2.48%
18 MONTH CD/FDIAa $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

2.45% 2.48%
                $10,000.00-49,999.99

2.50% 2.53%
                $50,000.00-99,999.99

2.55% 2.58%
                $100,000.00 and up

2.60% 2.63%
24 MONTH CD/FDIAa $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

2.45% 2.48%
                $10,000.00-49,999.99

2.50% 2.53%
                $50,000.00-99,999.99

2.55% 2.58%
                $100,000.00 and up

2.60% 2.63%
30 MONTH CD/FDIAa $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

2.60% 2.63%
                $10,000.00-49,999.99

2.65% 2.68%
                $50,000.00-99,999.99

2.70% 2.73%
                $100,000.00 and up

2.75% 2.78%
36 MONTH CD/FDIAa $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

2.60% 2.63%
                $10,000.00-49,999.99

2.65% 2.68%
                $50,000.00-99,999.99

2.70% 2.73%
                $100,000.00 and up

2.75% 2.78%
60 MONTH CD/FDIAa $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

3.00% 3.04%
                $10,000.00-49,999.99

3.15% 3.20%
                $50,000.00-99,999.99

3.25% 3.30%
                $100,000.00 and up

3.35% 3.40%
18 MONTH V/O IRAa,b,d $100.00 $0.01c 3.00% 3.03%
24 MONTH IRAa,d $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

3.20% 3.24%
                $10,000.00-49,999.99

3.25% 3.29%
                $50,000.00-99,999.99

3.32% 3.36%
                $100,000.00 and up

3.36% 3.40%
36 MONTH IRAa,d $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

3.05% 3.09%
                $10,000.00-49,999.99

3.05% 3.09%
                $50,000.00-99,999.99

3.05% 3.09%
                $100,000.00 and up

3.05% 3.09%
60 MONTH IRAa,d $1,000.00 $1,000.00c

    Daily Balance of:
                $1,000.00-9,999.99

3.81% 3.86%
                $10,000.00-49,999.99

3.90% 3.96%
                $50,000.00-99,999.99

4.01% 4.07%
                $100,000.00 and up

4.11% 4.17%
ROTH 18 MONTH V/0 IRAa,b,d $100.00 $0.01c 3.00% 3.03%

a) A penalty will be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) For-profit corporations, partnerships, or associations are not eligible for this account.

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Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields were updated on 1-19-2007.

APPLY NOW for Personal Application
APPLY NOW for Business Application





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