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ATM Cards & Visa® Check Cards

ATM Card—24-Hour Banking

Your ATM card allows access to banking services 24 hours a day, 7 days a week, at automated teller machines around the world, with no transaction fees at First National Bank ATMs.

Check Cards

The First National Bank First Visa® Check Card (also known as a debit card) is a card that works like a check all over the world. Just present your Visa Check Card at any Visa merchant and the amount of the purchase will be deducted automatically from your checking account. It can also be used as an ATM card most everywhere you travel. Just think of your Visa Check Card as your ATM card and your checkbook all rolled into one.

Debit Card Fraud

We’re concerned about the safety and security of your finances, so we subscribe to a service called EnFactâ„  to minimize losses due to fraudulent debit card use. If the EnFact service detects what it believes to be a fraudulent transaction on your card, you may receive an automated voice message to verify the transaction. Such a message from the EnFact Alert Retrieval service will direct you to a toll free number— (877) 253-8964—which is a legitimate component of the service. On certain occasions, you may receive a call from a live person, in which case the telephone number will be (800) 262-2024. Should you have any questions or concerns about fraud or other issues, please call or visit any of our locations and we’ll be happy to assist you.

Note to International Travelers

If you plan to travel outside the United States and want to use your ATM or debit card while traveling, please call the bookkeeping department at the Main Bank in Liberal to temporarily unblock international transactions.

More details about associated fees for these cards are available in the Truth in Savings Disclosure. If you lose your card, please notify us immediately!

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